VA Financing - 100% Financing 

Honor and Benefits for Those Who Served: VA Home Loans

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You've served our country, and you deserve this well-earned benefit. Your bravery and sacrifices are deeply appreciated.

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Veterans Affairs guarantees a portion of the loan, offering a competitive interest rate often without requiring a down payment or Private Mortgage Insurance (PMI). Eligible borrowers must have suitable credit, sufficient income, and a valid Certificate of Eligibility (COE) to qualify for a VA-guaranteed home loan.

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Who qualifies for a VA loan?

• Active-duty service members, veterans, current or former National Guard or Reserve members, and surviving spouses.

• A minimum credit score of 640 is required.

• A valid Certificate of Eligibility (COE) is required.

• Additional VA forms are necessary.

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VA loan requirements as set by the U.S. Department of Veterans Affairs:

• The basic entitlement available to each borrower is $36,000. We can loan up to 4 times the available entitlement without a down payment, provided the borrower's income and credit qualify, and the property appraises for the asking price.

• Maximum VA Financing as of 2024 is $766,550. While there's no set cap on how much you can borrow, there are limits on the amount of liability the VA can assume.

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Contact your First American Mortgage loan officer to initiate the process for your VA Home Loan and make the most of this well-deserved benefit!